Sample Talking Points for Calls/Visits
- Enough is enough. The ACA is the law of the land. I will not tolerate any more time wasted on TrumpCare, which would take away care from 24 million people and cut Medicaid by $880 billion dollars in order to give tax cuts to the wealthy, insurance companies, and other big corporations.
- Despite what Trump says, the latest Upton amendment makes the bill even worse by encouraging states to end protections for people with pre-existing conditions, meaning people will face unaffordable premiums due to a pre-existing condition. I expect YOU [your MoC] to stand up for the tens of thousands in our district who could be charged higher premiums.
- Trump and Congressional Republicans claim high-risk pools will protect people with pre-existing conditions. That’s not true. High-risk pools aren’t new, and they just don’t work. In the past, high-risk pools have been dramatically underfunded by the states and federal government, resulting in skimpy coverage and high prices for those who need insurance the most.
- Historically, high risk pools have dramatically raised prices for those they’re intended to serve — the sick. High-risk pool enrollees paid premiums up to two-and-a-half times larger than those charged to healthy beneficiaries buying coverage on their own and faced deductibles as high as $25,000. Even the official healthcare.gov website points out that premiums were twice as high under a high-risk pool plan prior to the ACA.
- It is estimated that at least $174.1 billion per year would be needed to adequately fund a national high-risk pool. There is no indication that Congressional Republicans or Trump are willing to give states that kind of money.
- No matter how much money Republicans throw at them, there’s a fundamental problem with high-risk pools: they pull together people who are sick and require more expensive treatments. That means they will always be less efficient than the exchanges in the ACA, which put everyone on an equal playing field.
- President Trump has stated that the new bill will reduce deductibles. In fact, the bill will raise deductibles for moderate and middle-income individuals and their families by getting rid of subsidies that help people pay out of pocket costs. I want YOU [your MoC] to do everything possible to get deductibles down, not increase them.